Your Tailored Savings Plan

Select a payment schedule that suits your budget—fortnightly, monthly, or yearly—to build your health savings with ease.
Tailored Plan

Invest in your well-being with a tailored Health Savings Account (HSA). Tailor your contributions and investment schedule to align with your financial goals and healthcare needs.

Investment Amount
Investment Schedule

Your tailored plan involves an investment of $60 on a fortnightly schedule.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Possible Health Savings Growth
See how your health investment may change over a 5-year period.
Projected Yearly Investment
Current Unit Price
as at

Choose your estimated health spend frequency to understand its potential impact on your investment plan.

Disclaimer: The graph is illustrative only, using average treatment costs based on your estimate, and a modest 3% annual return net of fees. The information is general and not tailored to individual circumstances. Consider the Product Disclosure Statement, Reference Guide, Target Market Determination, and seek financial/tax advice to determine if ExtrasJar suits your needs

Understanding Our Fees

ExtrasJar ensures clarity with just a $5 monthly fee for platform access and card use, plus modest management fees of 1.25% annually, applied quarterly to uphold our premium services.

Platform and Card Fee
Management & Expense Fee

Kickstart Your Health Savings

Setting Up Your ExtrasJar Account: A Step-by-Step Guide


Choose Your Plan

Start your wellness journey from as low as $10 a month.

Determine Your Coverage Needs

Start by reflecting on who will be covered under the plan:

  • Just Me: If you're seeking individual coverage.
  • Couple: For coverage that includes both you and your partner.
  • Family: If you want a plan that caters to the entire family.
  • Me & Kids: Designed exclusively for you and your children.

Explore Our Pre-Designed Plans

We offer three specialised plans based on different health and wellness priorities:

  • Active Extras: Ideal for those who desire peace of mind beyond just routine checkups.
  • Athlete Extras: Tailored for health enthusiasts who wish to have funds accessible when needed.
  • Custom Extras: Allows you to determine your monthly or fortnightly premium based on your unique health needs and financial situation.

Customise Your Plan

If you feel that our pre-designed plans don't resonate with your specific requirements, there's always room for personalization. Design your custom plan to align perfectly with your lifestyle, budget, and health goals.

Final Thoughts

When deciding on an amount, ensure it aligns with both your health needs and your budget. Our pre-designed plans serve as guiding suggestions. However, remember, personalisation is key. Feel empowered to adjust and fine-tune as you see fit.

Your health, your terms.

Account Creation

Create an account to keep your information secure.

Begin the Account Creation Process

After settling on your desired plan, it's time to set up your ExtrasJar Health Savings Account. Once you initiate this, EJ, our digital assistant, will inquire if you already possess an account.

New Account Creation

For those new to ExtrasJar:

  • Select the "Nope" option when asked if you have an account.
  • You'll then be presented with the account setup form.
  • Input a unique email address and a secure password.
  • Hit the "Create Account" button.
  • Provide essential contact details: first name, last name, and contact number.

For Returning Users:

If you've previously set up an account:

  • Choose the "Yes" option when EJ prompts you.
  • Proceed to log into your existing account with your credentials.

Key Considerations

Your security is our top priority.

As we need to verify your account and facilitate payment setups, all these procedures are safeguarded within your personal account. This setup also grants you the flexibility to initiate the process and return at a later time, should you have other commitments.

Your account, your pace.


Verify Your Identity

Quick and secure online ID verification.

Gather Necessary Documents

Ensure you have an unexpired, valid form of identification on hand. Acceptable forms include a driver’s licence, passport, or Medicare card.

Begin the Verification Process

  • Click on the “Start Identity Verification” button located at the page's bottom.
  • Select the type of ID you intend to use.
  • Diligently fill in all requisite fields with your personal details. This includes the information as it appears on your ID, your date of birth, and your residential address.
  • Before proceeding, review and affirm the accuracy of the data you've provided.

Await Our Response

Once your information is submitted, you'll receive an acknowledgment email from us, signalling the receipt of your ExtrasJar Health Savings Account application. Typically, our verification process is swift, taking between 10 to 30 seconds. However, in certain instances where complications arise, the process might extend to 3 business days.

Confirmation Email

After the ExtrasJar team evaluates your submitted data, we'll dispatch an email to inform you of one of two outcomes:

  1. Successful creation of your account.
  2. The inability to process your application.

In cases where an account isn't processed due to erroneous completion, bank restrictions on direct debit, or incorrect account details, we will promptly reach out. If such a scenario unfolds, it will be necessary to commence the application procedure anew.

Your trust is paramount to us. All personal information and documents shared are managed with the utmost care and confidentiality.

ExtrasJar is required by law to obtain, verify, and record your information during the account set-up. As you know, this process is automated, but you may be required to provide additional information in certain circumstances. You may view our privacy policy here to learn more about how we use your information.


Direct Debit Setup

Simple and seamless setup for your financial contributions.

Access the Direct Debit Setup

From your dashboard, click on the “Set up your Direct Debit” option.

Fill in Your Direct Debit Details

  • Carefully enter the necessary information into the provided form.
  • Once completed, click on “Submit payment details”.

Acceptance of Terms

  • Ensure you read and understand the stipulated terms.
  • Confirm your agreement by ticking all the checkboxes.
  • Finalize the process by selecting “Yes, sign me up”. If everything is in order, you'll receive a 'thank you' message. If there's an error, a corresponding message will appear, guiding you on the next steps.

Await Bank Processing

It's essential to understand that setting up a direct debit requires a processing time of approximately 3 business days on the bank's end. Once cleared, your inaugural investment in the ExtrasJar Fund will be initiated. Subsequently, we'll forward instructions detailing how to integrate your card with your digital wallet.

Points to Remember:

  • Direct debit will be the principal payment mode for all upcoming investment dealings with ExtrasJar.
  • Not all accounts or financial institutions accommodate direct debit. It's prudent to verify with your bank if uncertain. In the event your account doesn't support direct debits, or if you've entered incorrect details, your payment cannot be processed.
  • Security and trustworthiness are cornerstones of our service. While your direct debit is coordinated directly with the trustee, ExtrasJar remains without access to your capital. This framework maximises security for you, albeit sometimes leading to slight delays.

Download the ExtrasJar App

Access your digital ExtrasJar MasterCard® and use it at your local provider.

Download the ExtrasJar App

  • Head to your device's store: the App Store for iOS devices and Google Play for Android devices.
  • Search for and download the ExtrasJar application. This app is essential to monitor your accounts and access the your ExtrasJar Mastercard.

Obtain Your Digital ExtrasJar Mastercard®

  • Once the app is installed, log in using your account credentials.
  • Navigate to the “My Products” section. Here, you'll find your digital ExtrasJar Mastercard®. If you've opted for both health and Pet extras, expect to see two distinct digital cards.

Add Your ExtrasJar Mastercard to Your Digital Wallet

  • With your ExtrasJar Mastercard® at your fingertips, you can now incorporate it into your digital wallet for payment convenience. Whether it's Apple Pay or Google Pay, the setup is seamless.

Learn more about Apple Pay

All Set!

Congratulations, your ExtrasJar digital Mastercard is now in your wallet and ready for use! The entire process is designed to be straightforward. If you encounter any challenges or require further clarity during the setup, don't hesitate to connect with us at

Your wellness journey, now more accessible than ever!

Exclusive Benefits with Hospital + HSA

When you merge the robust coverage of our Hospital Insurance with the flexibility of ExtrasJar's Health Savings Account (HSA), you don't just get comprehensive health security – you also unlock exclusive benefits

12 Months No Platform Card Fees*: Say goodbye to platform card fees for an entire year, putting an additional $60 back into your pocket.
Exclusive Promo: Your loved furry family members deserve the best too! Get an exclusive 5% discount on ExtrasJar Pet Insurance to ensure they receive top-tier care without the extra costs.
Elevate your health strategy and maximize your savings with this unbeatable combination!
*The 12 months platform and card fee free period commences on the second month after successfully opening an ExtrasJar Health Savings Account.

Ready to Upgrade Your Health Game?

Join the ExtrasJar family today. Combine your Hospital Insurance with our innovative Health Savings Account and step into a future where your health and finances thrive in harmony.